.decision-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:25px 0}.decision-grid>div{padding:18px;border:1px solid var(--line);border-radius:12px;background:#f8fbfb}.decision-grid b{display:block;color:var(--navy);margin-bottom:6px}.decision-grid p{font-size:14px;line-height:1.5;margin:0}.return-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin:28px 0}.return-flow div{position:relative;padding:16px 12px;background:var(--mint);border-radius:10px;text-align:center;color:var(--navy);font-weight:700}.return-flow div:not(:last-child):after{content:'→';position:absolute;right:-21px;color:var(--teal-dark)}.compare-table{width:100%;border-collapse:collapse;margin:25px 0}.compare-table th,.compare-table td{padding:12px;border-bottom:1px solid var(--line);text-align:left;font-size:14px;vertical-align:top}.compare-table th{color:var(--navy);background:#f3f7f8}.warning-box{padding:20px;border-left:5px solid #d99a2b;background:#fff8eb;border-radius:0 11px 11px 0;margin:24px 0;color:#68522f}.metric-row{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}.metric-row span{padding:8px 11px;background:#eef5f5;border-radius:8px;color:var(--navy);font-size:13px;font-weight:700}@media(max-width:650px){.decision-grid{grid-template-columns:1fr}.return-flow{grid-template-columns:1fr;gap:25px}.return-flow div:not(:last-child):after{content:'↓';right:auto;left:50%;bottom:-22px}.compare-table{display:block;overflow-x:auto}}